Introduction

A key aspect of the planner-client relationship for both parties is a commitment to listening and trust.

We start with a brief phone or virtual discussion to learn more about what you are looking for, learn how we may support you, ask questions, and provide details about what and how the following steps may look. We then send you an initial questionnaire to collect the basics. Once we have it back, we schedule our initial discovery meeting.

Step 1

Determine the Client-Planner Engagement

We want to understand your commitments and promises and your current stage of life. Gaining insight helps paint a picture of your dreams and aspirations and identify challenges or opportunities that may exist.

Our openness and your willingness to be actively engaged in the process provides the best outcomes. We provide an overview of what we offer, the scope of engagement, and explain each other's responsibilities. Based on the six pillars of financial planning, we also discuss your expectations, review our philosophy, and how we are paid.

Step 2

Gather Client Data, Determine Goals and Expectations

Once we mutually agree to step forward, we begin the onboarding process. We securely gather financial and personal information, organize it, and prepare the qualitative and quantitative data in a meaningful way that allows for appropriate evaluation.

Together, we create a plan that aligns your financial life with your values and possibilities. We make time to understand the reasons behind your aspirations and values and discuss what strategies can help enhance your situation. Your willingness to be forthcoming, share successes and areas to improve is what you bring.

Step 3

Analyze and Recommend a Customized Plan

People want to understand what they are doing and how it affects them. Our goal is to ensure you have clarity about choices included in your customized plan and feel empowered to take action for your future.

We make recommendations and offer choices to implement appropriate solutions to optimize your financial life. Realistic assumptions and calculations help us develop projections and ease uncertainty. We expect you will review the options presented and provide feedback in a timely fashion to allow for adjustments.

Step 4

Implementation

Realizing your objectives requires action for both planner and client. As a product-agnostic firm, we assemble your plan and present action steps, responsibilities, and deadlines. You commit to tasks and advise us of any completion barriers, and we promise the same.

More complex financial strategies, often ones that involve trusts and corporate structures, require the support of tax and legal experts. We can help prepare and, if you wish, participate in meetings with trusted experts who are part of our network or your own.

Step 5

Review, Monitor and Adjust

This is the start of how we bring your financial masterpiece to realization. Based upon our terms of engagement, we implement the strategies relating to all or some of the six financial pillars.

You can rely on continued advice, support, and periodic check-ins. Your participation in regularly scheduled meetings and personal updates regarding major life changes will allow us to keep your progress on track and adjust as life evolves.